The research about the credit risk management of commercial Banks focuses on the perspective of internal control. As great changes have taken place in the external environment, the research is quite different with before. For example, the Internet financial disintermediation, the open up to foreign Banks in China. That makes the commercial bank credit management become more difficult. It is not only to ensure that the credit operation specific link is well, but also to achieve the benefits for a big enough under the controllable degree, when other economic entities on the impact of the commercial Banks' capital.
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